Personal Loans & Money Online - 7 Key Financial Resources
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Personal Loans & Money Online - 7 Key Financial Resources
Key points for you to know if you're interested in getting a personal loan online, include the basics of financial management. With these 7 Key Financial Resources, you'll be able to understand personal loans, and have a strong solid, introduction to Money Online.
1. Pay yourself first
Always put at least 10% of every paycheck in the bank, in savings, and DO NOT TOUCH IT!
2. Have an Emergency fund.
Put back a Thousand Dollars as fast as you can for your emergency fund. Once you have that in the bank, under your pillow, or some other VERY SAFE PLACE, start saving your other money until you have at least six months worth of expense money and $5,000.00 in the bank to rely on in case you lose your job or a Hurricane hits. (Listen to the weather and TAKE IT OUT before the hurricane arrives.)
3. Pay your TITHE.
You can't out give God, but if you don't give something back, you won't get anything when you need it. If you haven't been doing this and don't think you can afford to do it... Think again! You can't afford not to give God His 10% or He'll stop giving to you.
4. Have a ZERO balance budget.
Manage every penny of money you get and the dollars will take care of themselves. It really does work. If you make sure you know where you spend every penny, your money will be where it ought to be when you need it. Be sure you ZERO out your budget every month, by putting what's left over into savings.
5. Don't buy on credit.
Yeah, yeah, I know this is about Personal Loans, but... If you follow steps 1 - 4 above, you won't NEED personal loans. Follow the steps and do the math. If you have a crisis fund, you'll have money in the bank instead of money you have to PAY the bank. It's so much nicer when the bank is paying you.
6. Pay your bills on time.
Interest adds up. Pay those bills on time and don't accrue interest on any money you do have borrowed. Better yet, buy with a debit card and stop the bills all together, because you put the money in the bank BEFORE you use the plastic.
7. Get the best loan available.
If you MUST borrow money, get the best loan you can get. Lower interest, no interest for 6 months, or really good rates, will allow you to pay off the loan fast and save more money so you don't have to borrow money ever again.
Ken Bryce tells you how it is financially with a FREE copy of Introduction to Money Online at http://plusfindyourdream.com/FREE when you click the link.
© 2009 - Ken Bryce
All rights reserved.
Article Source: http://EzineArticles.com/?expert=Ken_Bryce
High Risk Personal Loan
1. Pay yourself first
Always put at least 10% of every paycheck in the bank, in savings, and DO NOT TOUCH IT!
2. Have an Emergency fund.
Put back a Thousand Dollars as fast as you can for your emergency fund. Once you have that in the bank, under your pillow, or some other VERY SAFE PLACE, start saving your other money until you have at least six months worth of expense money and $5,000.00 in the bank to rely on in case you lose your job or a Hurricane hits. (Listen to the weather and TAKE IT OUT before the hurricane arrives.)
3. Pay your TITHE.
You can't out give God, but if you don't give something back, you won't get anything when you need it. If you haven't been doing this and don't think you can afford to do it... Think again! You can't afford not to give God His 10% or He'll stop giving to you.
4. Have a ZERO balance budget.
Manage every penny of money you get and the dollars will take care of themselves. It really does work. If you make sure you know where you spend every penny, your money will be where it ought to be when you need it. Be sure you ZERO out your budget every month, by putting what's left over into savings.
5. Don't buy on credit.
Yeah, yeah, I know this is about Personal Loans, but... If you follow steps 1 - 4 above, you won't NEED personal loans. Follow the steps and do the math. If you have a crisis fund, you'll have money in the bank instead of money you have to PAY the bank. It's so much nicer when the bank is paying you.
6. Pay your bills on time.
Interest adds up. Pay those bills on time and don't accrue interest on any money you do have borrowed. Better yet, buy with a debit card and stop the bills all together, because you put the money in the bank BEFORE you use the plastic.
7. Get the best loan available.
If you MUST borrow money, get the best loan you can get. Lower interest, no interest for 6 months, or really good rates, will allow you to pay off the loan fast and save more money so you don't have to borrow money ever again.
Ken Bryce tells you how it is financially with a FREE copy of Introduction to Money Online at http://plusfindyourdream.com/FREE when you click the link.
© 2009 - Ken Bryce
All rights reserved.
Article Source: http://EzineArticles.com/?expert=Ken_Bryce
High Risk Personal Loan
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